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How Do E-Commerce Gateways Authorize.net and PlugNPay Differ?

How do online merchant services solutions Authorize.net & PlugNPay differ?

Online merchant services can be more expensive than traditional retail payment processing, with higher transaction fees, merchant services gateway fees, and the expense of setting up an online shopping cart.

Your e-commerce payment gateway must integrate with the shopping cart and is a critical component of your online payment processing system. The gateway is a service provider that authorizes payments and encrypts sensitive payment data, making the shopping experience you offer customers safe and secure.

We work with two different e-commerce gateways, Authorize.net and PlugNPay, and are often asked about the differences between the two. Which gateway is right for your business?

First, we offer low merchant services rates and fees for both options, with easy setup and a variety of free shopping carts that integrate with any website.

We are able to offer both Authorize.net and PlugNPay with rates starting as low as 1.05% and each allows e-commerce, phone, or mail order payments. Online retailers who also operate a physical store can use these gateways for in-store payments with the speed and security of an encrypted internet connection.

Here are the key benefits of each online merchant services solution; see which one might suit your business best!

Authorize.net

  • Merchants can accept secure credit card payments from a mobile device.
  • The only all-in-one solution to accept electronic payments from anywhere, for any type of transaction.
  • Credit card and echeck payments accepted from your retail store.

PlugNPay

  • All major credit cards and ACH echecks accepted.
  • Real-time transaction reports and queries.
  • QuickBooks integration.
  • Affiliate management and coupon management systems.

Authorize.net also comes with its own API and an advanced fraud detection suite, while PlugNPay offers their Fraud Trak2 advanced anti-fraud security protection.

Your e-commerce payment gateway should be flexible, secure, and affordable for you, the retailer. It’s also important that your gateway can grow with the business, especially as customers choose to make mobile payments and shop online at an increasing rate.

In working with partners like Authorize.net and PlugNPay, we are able to offer highly customized merchant services equipment, tailored to your business. We’ll help you get started, with free merchant services equipment or software, low processing costs, and simple, ready-to-go solutions. Contact us today to discuss your needs and see if you qualify for free merchant services equipment.

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